Can a family live for free? #21DayMoneyChallenge

Is it possible for a family to live for free? Today, as part of the 21 Day Money Challenge I want you to think about how you live, your lifestyle and how it might be possible to do some of what you do for free. I know it is easier for singles and there are various articles about single people living for free, but how doable is this for families? We covered a heap of ways to get free and bonus money on day 1, where many people found $5,000 or more!

Free Money

Click here for a freebie list I made for you with companies who give you money for signing up or offer discounts on their services (from $75 for signing up to banking through to free transport, $50 off accommodation and more). You might also want to check out our list of over 40 Australian birthday freebies and discounts available here.

How to live for free

The first thing you need to do is assess all the areas you spend money and work out how you might be able to get them for free. If you cannot get them for free, can you make enough money from them to cancel out their cost?

Each day we make choices about our life and lifestyle. Those choices impact our cost of living. For example, some people want stability and to stay in one home for a long period. This means they will need to buy or rent a home. Others like to travel which means they can housesit, couch surf, work on farms or stay at other free accommodation. It’s your life, you can choose which option suits you and use your budget accordingly. This article has a lot of suggestions, not all of them will be for everyone.

Since you should have already worked out your budget, you can use that as a guide to see how you spend your money. As for how to get it for free or make money from it, check out some options below.

How To Get Free Accommodation

One of the biggest expenses we have in life is accommodation, whether that be rent, a mortgage or boarding, many people spend 30% or more of their income on their accommodation. According to the ABS home owners spend an average of $453 a week and renters $376 a week. (The data is a couple of years old, so probably more now). That is between $19,552 and $23,556 a year. What could you do with that much money?

You can get free accommodation, sometimes it requires moving around a lot or having a nomadic lifestyle, other times you can get long term free housing.

Housesitting

When people go on holidays they do not want their home left empty. You can join websites such as Aussie House Sitters and Mind A Home, look for Facebook groups, check out Gumtree or set up your own page on Facebook and let people know you are house sitting.

Work With Accommodation

WOOFING (Work On Organic Farms) is one option in Australia where you work and get free accommodation. Other options include cruises, being an au pair, nanny or housekeeper, groundskeeper, work at caravan parks or camping grounds or volunteer.

Couchsurfing

Couchsurfing is the idea of staying at someone’s place for free. You can use an official site such as Couchsurfing, check out Facebook groups or use your own network to find places to stay. I have used the Couchsurfing site both as a guest and host. My experiences were all good (although one guest and I had nothing in common and it felt a little awkward, my other experiences more than made up for it.)

Free camping grounds

Did you know there are loads of free campgrounds around the world? Not all of them have toilets or running water, some are in the outback or similar, but there are some great ones with amenities. A quick Google search will help as will this Facebook group.

Make Your Home Pay For Itself

If you have a home, could it pay for itself? I outlined in this post ways to make a home pay for itself based on the house I was living in at the time. This is something I do every time I look at a property. Some of the things I have done to make a home pay for itself include:
– Roommate: they pay half of the rent and other bills or they pay a set amount and it’s all inclusive.
Airbnb: I have rented rooms out for a few nights at different times. Where I currently live I could easily make good money especially around big events like the AFL grand final, the Australian Open or similar.
– Rent the garage: I rented my garage to a mum in business who needed more space. It was cheaper than renting an office or something to have on her property and we lived around the corner from each other.
– Turned a lounge into a studio: I ran classes, as did my best friend, from our home studio. One class a week with a few people paid the rent! We ran series of classes such as photography basics, social media, marketing, business etc and they booked out.

Depending on the space and amenities available to you, you could:
– Rent out the driveway:┬áthis could be to people looking to store their caravan, a boat or if you live close to office blocks, you could rent the space to workers. If you live somewhere close to a stadium or showground, you could rent your driveway and lawn to people attending.
– Signs on fences/in windows: Local businesses sometimes pay home owners to have signs on their fences promoting the business such as plumbers, builders, fencers, even circuses visiting the area look for this.
– Rent the garage/lawn/garden/pool: The garage or lawn can be rented for storage such as for a caravan, boat or special car. A garden can be divided into plots for others to use to grow things or you could rent the pool to a fitness/swimming instructor to run classes.
– Studio: Rent your house for movies, photo shoots, videos, advertising and other options. This isn’t just for light and airy homes or spooky homes for horror films. Decorate your home in a specific style, (right now Scandinavian and quite light/airy homes are popular), have props like in magazines then rent out your home. You can rent by the day, by the hour, per room or the whole home. Your home can be rented to small businesses looking to do product shoots, companies wanting to do headshots or videos for their business, bloggers, magazines or TV and movie producers. My last few photo and video shoots (where I was a brand ambassador) were done this way.

Before you think these options are only available to people with a spare bedroom, large house or similar, I have done it in small units too. Where I live right now I can rent my car space for $200 to $350 a month. If I go away for a weekend I can rent my apartment on Airbnb for more than my weekly rent and if I wanted I could do other things.

If you do any of these have a clear contract with terms, conditions, liability, insurance matters and everything covered. Trust your instinct and don’t rent to anyone you feel uncomfortable with. Check the legalities in your area and abide by any laws you need to.

Food

Food or groceries are one of the biggest expenses for Australians (the other highest ones others are tax, housing and transport). The average family spends $250 to $300 a week on food, groceries and alcohol, or $13,000 to $15,600 a year! I share ways to reduce your groceries here, but what about getting food and other items for free?

Forage

You can get free food by foraging and before you turn your nose up at it, Ben Shewry forages for Attica, which has been listed as one of the top 50 restaurants in the world for 5 years in a row! My friend, Serina of Ms Frugal Ears, is great at this and has some delicious recipes using foraged food on her blog. Things like berries, apples, wild weeds such as baby dandelions and many herbs are items I have seen and foraged. At my primary school, there were blackberry bushes at the back. We used to fill our lunch boxes with them and mum would make jam or desserts. My ex mother in law told me in Hawaii they used to forage tropical fruits, kumara (sweet potato) and plenty of other plants. In fact, she said many hotels had edible food in their gardens they were able to access. How legal that was, I am not sure…

Check any wild food to see if it is an area that has been sprayed. Councils view blackberry bushes and many other plants as weeds and attempt to kill them off with poisons. To know more about where and what to forage check out the Wild Food Map, but check your own backyard first. You’ll be surprised at the edible weeds you have.

Barter

Growing up we had fruit trees (apricots and nectarines usually). Our neighbours had plums and other fruits. Many people in our community swapped produce or bartered services for produce.

Alternatively, one option I have had with a few flatmates was they paid for groceries while I meal planned and cooked for us. They hated cooking and I saved them hundreds each week because I am a frugal cook but still cooked exactly what they wanted. I’ve done this both as a single person and as a single mother.

Birthday Freebies

These are only available around your birthday, so you can’t use them all the time but all family members can sign up individually. Check them out here.

Grow Or Catch Your Own

If you have space you can grow your own produce. Many items can be grown from cuttings or if you purchase them with the roots in tact (such as herbs or lettuce) you can cut off what you need and plant the rest to grow. Check out how to grow your own herbs or look at making your own lettuce hanger from PVC pipes.

If you have fishing gear you can catch fish, which is something we did around Christmas and Easter when camping. Alternatively, I have friends who hunt their food such as kangaroos and rabbits in Australia or deer in the USA.

Free Community Food

Depending on your circumstances, there are food banks, community pantries and charities who provide food, vouchers and complete meals. I prefer to leave these for those who truly need it. If you are in a position where you need extra help, don’t be afraid to ask charities in your area for it.

How To Get Free Transport

As a nation, we are spending an average of $17,000 a year on transport. While this number shocked many, when I did the sums for myself a few years ago when I owned a car, it was around $20,000! Now, we walk everywhere or occasionally use public transport or Uber. I have spent an average of $90 a month on transport (Uber), a large portion of that is work trips, not personal travel.

Walk: you’d be surprised by how far you can walk once you get used to it. We’ve had quite a few weekends where we’ve walked 15kms or more. When walking on my own I use the time to listen to podcasts, audio books or music. When walking as a family we have interesting discussions and sometimes we do photography walks. If you wanted, you could look for help wanted signs and get paid $1 to upload them to Indeed.
Bikes: get a bike plus helmet (check freecycle, your tip shop or groups on Facebook for a free one) and use it instead of a car. Many cities have well planned bike paths now to help more people ride instead of drive.
Free public transport: some cities have free public transport in certain areas or at certain times. Check what is available for you.
Free Uber ride: you can get one free trip with Uber (value varies depending on where you live) if you download the app and use the code kyliet591ue.
Carpool/barter: carpool or work out a bartering system to get rides with others. You could cook, clean, do yard work or come to some agreement to cover the cost.

Childcare

Childcare can cost as much as one income in some areas, greatly reducing the motivation and capacity for many mothers to return to work after children. To get free childcare arrange childcare swaps. I know various groups of mothers who each take a turn looking after the kids one day a week. This means everyone can work and the children are taken care of for no cost.

Education

While education isn’t completely free, there are options. You can choose to homeschool (there are around 30,000 children homeschooled in Australia), connect with the free community online, use your local library, the internet and do this yourself.

You might also like How To Afford School Expenses.

Entertainment

Entertainment doesn’t need to be movies, kids indoor playgrounds or bowling. Check your local area for free things to see and do, festivals coming up and enter competitions to win tickets to things you want to do. Check out our tips for free entertainment here.

Utilities

If you have one of the housing options listed towards the beginning of the article, they generally include utilities as well.

Other Expenses

Living for free isn’t an easy task, it is doable with a lot of planning, getting creative and changing how you think about life in general. Many of the things we think are needs are wants and we can do without. It’s up to you what lifestyle you want though.

What do you think? Can a family live for free?

You might also like:
50 ways to live for free
21 Day Money Challenge
How to make more money

2 comments

  1. Great tips! We are definitely working on the home one. We rent a room downstairs and are currently turning the main room downstairs into a studio that I can teach yoga from and rent out to others for workshops, etc.

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