70.19% of Aussies have a credit card, according to a study by Finder.com.au, owing around $32 BILLION! It equates to around $4,200 per card. You can check an Australian credit card debt clock on MoneySmart and see how much debt we are in with our credit cards. According to Canstar, the average Australian is in […]
Do you hear the word budget and think “Yeah, I should do that, but how?” or do you think “Ugh, I can never stick to my budget!” This post outlines how to create a budget plus how to stick to it. Let’s face it a budget is useless if you don’t stick to it! What […]
How much Could you Save if you were able to get a Discount on Every Purchase? Aside from checking the clearance racks, there are a few other tricks you can use to get discount codes, special offers and freebies to save you money. This post contains affiliate links to products and services we use and […]
Can you Really Survive Without a Car? Disclosure we use affiliate links for products and services we personally use. I’ve lived without a car a few times but it does depend on where you live and how much time matters to you. In Melbourne for over a year, sometimes in Sydney, a couple of months […]
What Discounts and Help can you get with a Pension or Health Care Card in Australia? Each state in Australia has different concessions based on the type of card you have and it is not determined by Centrelink, it is at the discretion of local providers. It always pays to ask! The PBS is about the […]
How Kiri Cleared $3,000 Worth of Debt in 1 Month Last month we announced we would follow 4 people on their journey to pay off debt, make more money, establish their businesses and create a life they love as they worked with Kylie Travers to do this. This is our first update from Kiri (you […]
How to get Money fast! Too many bills and not enough money this month? The average wage can be tough to live on and if you make less than the average it can be even harder to save or find the money you need in emergencies. Sometimes you just need to make money fast! This […]
What do you do when you can’t stop Thinking About Something you want to buy/junk food you want to eat or Whatever else it is you want to Avoid? At times, no matter how frugal I am trying to be, I get tempted. The temptation to spend or buy something I think I want can […]
How to Save Thousands in Your Budget Do you save on the small stuff but leave thousands on the table without realising it because you think it’s too much effort? Nationwide research conducted by University of Technology Sydney (UTS) revealed Australians crave the instant gratification they get from saving a few dollars on food and […]
How to pay off Debt Faster Australians have extremely high debt and while most of our debt is mortgages we still have a lot of debt as loans and credit cards. Debt is debilitating. It means you pay more for things in the long run and prevents you from being able to take up many other […]