Skip to Content

How to get Free and Bonus Money

How to get Free and Bonus Money

Did you Know There is lots of Free Money you can get Today?

To be clear, this site is aimed at Australians, so the spelling and some words will be different (I know we have people from everywhere reading though).

Most of what is shared here can be done by anyone but I also have state by state specific information for government assistance and more here.

How to Find Free or Bonus Money

Free money sounds great, right? How much money do you think is out there, with your name on it and you don’t know or forgot?

What about signup bonuses and other freebies?

Here are some plus ways to find other money. Note, I do use affiliate links in my posts for products and services I use. You can read my full disclosure here.

Bank Bonuses $139

Banks often offer bonuses for joining. They can vary from time to time so this post is often updated to reflect that.

$100 Cash Bonus from ING until 30 June 2024

If you are a new customer of ING you can get $100 for opening an everyday account with them by doing the following steps:

  1. Open an everyday account, put the promo code CNW116 in the promo box (you must use the code to get the $100 bonus), and complete all the steps below in the first month.
  2. Deposit $1,000 into the account such as your income or Centrelink payments
  3. Make 5 settled transactions
  4. Open a Savings Maximiser (current interest rate is 5.5%)
  5. Deposit any amount into the Savings Maximiser

Then you get your $100 the following month when the promotion is running. Promotion periods vary. The current promotion runs until 30 June, 2024.

Get $10 to $30 from Ubank 

I’ve used Ubank for 2 years now and they’ve been great. It’s fee-free banking and online only.

Use the code S7VL6WF when you join free here to get your $10 to $30 after you use your card for the third time.

Get $9 from Up Bank 

Another online only bank but get your $8 as soon as you sign up. I’ve been using them for 3 years now. Get your $9 for joining in minutes.

Free Money and Vouchers

Every state has free vouchers, money and discounts for different circumstances.

I wrote a huge post with all the free money and vouchers available, state by state and ones available nationwide.

Check The State Revenue Office

You can check on the MoneySmart website here, however, I found checking each state individually brought up payments owed to myself, friends and family that were not mentioned in the MoneySmart search.

There are links to other options on the MoneySmart site.

It is free to search, then you fill in some forms, provide the paperwork and get paid. I had over $200 there, another friend $89, other friends have had a few thousand.

I’d love to hear if and how much you get from it.

Check Superannuation (Retirement Funds)

If you have worked a few jobs you might have a few superannuation (retirement) accounts. Search and consolidate them all into one.

This way, you will earn more interest and the money won’t be eaten away by fees in multiple accounts.

You can check via the ATO website or via AUSFund. When I did this, I had over $900 in an account I was unaware of.

Gift Cards

Check your balance from online surveys and loyalty programs then cash them in.

If you use Swagbucks, Octopus Group or other online survey sites (this link has ones you can earn over $1,000 a year with), check them and cash them out.

Are you a member of FlyBuys, Everyday Rewards or any other loyalty programs?

You can find a complete list of Australian VIP and loyalty programs here plus 10 ways to get discounts and coupons here.

Check them all, cash in your points for gift cards if you want to.

If you don’t want to, make a note of them all so you know how much you have and from where in case you need it later.

Do you have any gift cards or gift certificates laying around, waiting to be used? Book them in to be used or sell them.

With the loyalty programs, gift cards and cashing everything in, I found $430.57 worth.

Cash Back Programs

If you shop online at all, use the sites ShopBack, Cash Rewards or Honey to check if you are getting the best rate and get cash back.

Even Woolworths offers cash back through these sites. You can find out more here.

When I moved and connected my internet I got $75 back through Cash Rewards.

Every time I’ve shopped online since I joined I have received between $1 and $80 back.

Search For Cash

Read 11 ways to find money, then go through the pockets of all your clothes, search your handbags and purses, look under furniture, clean out your car and find cash in a variety of places.

Once you have searched everywhere, bank the cash!

How to get free and bonus money
Image of woman reading book at cafe drinking water. Text reads how to get free and bonus money.

How did you find free and bonus money today?

For more ways to make and save money follow us on social media:

The Thrifty Issue Facebook Page
The Thrifty Issue Facebook Group
The Thrifty Issue Instagram

This site uses Akismet to reduce spam. Learn how your comment data is processed.


Sunday 25th of October 2020

Might want to take down your ING referral code. They only last a couple of months while that particular campaign is running. Then it expires.

The Thrifty Issue

Sunday 25th of October 2020

Actually, that referral code is the same code for every campaign they have done for over 5 years now. So if they are running one and someone uses that code, they will get the bonus. Which is why it says usually, as the campaigns they run vary but the code remains the same. Thanks :)

This site uses Akismet to reduce spam. Learn how your comment data is processed.