How can you get Money Fast, Without a Loan?

When large unexpected expenses come up it can be scary.

If you don’t have the money already coming in, what can you do?

Note: If you like free money, check out how to get a $100 cash bonus from ING, $15 from Up Bank or have a look at the full list of freebies, offers and discounts for every state.

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First steps to making more money fast

Mindset matters! Before you roll your eyes, there is a direct correlation between confidence and money.

When we are confident and believe we will get the money, it flows.

When we stress out and think we will never have enough, we don’t.

It can be hard but focus on the feeling of having money and the problems being solved.

Track the income

Grab a notebook or calendar and use it to track the extra money coming in.

Often we only focus on the expenses which gets stressful.

Use a nice pen and write down every little bit of money that comes in whether it is 5 cents we find on the ground or $1,000 for selling something.

All of it is tracked.

This keeps you focused on an abundance of money instead of a lack of money.

Have a clearly defined goal

Knowing how much you want and by when gives you something to work towards.

Splitting it into smaller amounts can help make it seem more achievable.

For example, $10,000 broken into 365 for the days of the year is only $27.40 per day. The smaller amount feels much more achievable.

Reduce stress

Take really good care of yourself, eat well, have a good support network and do what you can to reduce your stress.

Do what you need to do for you.

Don’t worry about everyone else at this point.

Focus on your own mental health and take care of yourself.

How to Make Money Fast

Here is what we did to make money fast in 7 days.

Sold Everything – $2,222

It didn’t matter how small something was, we listed it. So many $5 items sold and were picked up fast.

It was amazing to see how quickly this worked and what sold.

Books sold really well.

We laid them all out on the floor and took a photo.

Listed them at $5 each and most people bought them in bulk.

The books were either free or only a few dollars when we bought them, some were well-read, a few were water damaged but it didn’t matter to anyone.

The content and type of books we were selling were extremely popular.

Shoes, mirrors, kitchen items, a bed (which we had been planning to sell for ages).

Weirdly, we had a lot of interest in a spare, used mattress.

That was something we was positive would not sell!

Things we didn’t think would sell, did and other items we were sure would sell quickly took longer.

Read our tips for how we’ve made over $10,000 a month buying things to resell.

To be clear, we have not done buying and reselling for a while, so what we sold this month was from personal belongings, not items we had bought to resell.

You don’t need as much as you think you do

How much can you do without? A lot.

We sold the TV and love how much quieter the home is.

The ironing board is gone.

We hardly used it and if we really need to iron something, we can use a towel on the bench.

These are not items I intend to replace so they went.

If you need money, you’d be surprised at what you can do without and how much you can generate quickly when it goes.

The only things we didn’t sell were our kids items. Their rooms were left untouched.

Airbnb – $143

Every single time we list our place, it has a booking within 24 hours.

This has been in Canberra, Melbourne CBD, Carlton and the Eastern Suburbs.

You can find all our tips here on how to make money with Airbnb.

How much you make will be determined by location, demand, what you have to offer and if it is the whole home vs just a room.

Cashed In – $309.61

Reward points e.g. Flybuys, gift cards through other online surveys, cash from online surveys (read this list of Aussie loyalty programs) and cashing in from Shopback helped.

The vouchers were used for groceries and things like that.

Found Money – $63.25

We went through every part of the house and car, including every single coat pocket, bag, corner of the closet, under every appliance, everywhere.

We found $1 in the ashtray in the car which would have been there from the previous owner as we had never opened it.

$50 in linen which I know is random but kids do weird things sometimes.

Loose change in other areas made up the rest.

Go on a serious money hunt and you might be surprised!

Refund – $251

Do you have items in your home you’ve paid for but didn’t use or no longer need?

Grab the refund!

You’d be surprised how long the timeframe is for some refunds.

This whole process, selling things, sorting out refunds, cashing in reward points etc. shows you how much money you waste too.

Child Support – $909.64

Weirdly, child support came in early this month.

We know how lucky we are to receive this and specifically to be getting this amount.

Child support has been garnished from his wages for the last few years.

We don’t budget it in because the first few years, it wasn’t paid until he did a tax return and they took it to pay arrears then started garnishing his wages.

As such, child support to us is a ‘nice to have’ thing, not an expectation.