If you want to get ahead on your finances this month, here are the top articles for this time of year and all the freebies, discounts and bonuses we have for October.
A Few Articles to Make and Save Money
How to easily get $2,000+ by Christmas
Over 200 birthday freebies
How to host a clothing swap (to update your wardrobe for the warmer weather)
How to get clothes for free or cheap
7 tips for beauty on a budget (the changing weather often means an update in beauty items/routines is needed)
Where the best competitions and giveaways are
How to manage expensive invitations e.g. weddings, engagements, dinners out etc
19 ways I’ve made money from home
Gardening tips because this time of year is great for certain veggies etc.
Free Money
Cash offers you can get easily.
$125 From ING
At different times, ING offers a cash bonus for new account holders. Currently, they have a $125 cash offer available until 30 November 2025.
If you are a new customer of ING you can get $125 for opening an everyday account with them by doing the following steps:
- Open an everyday account, put the promo code CNW116 in the promo box (you must use the code to get the $125 bonus), and complete all the steps below in the first month.
- Deposit $1,000 into the account such as your income or Centrelink payments. It does not need to be $1,000 at once, it simply needs to be $1,000 within that month.
- Make 5 settled transactions.
- Open a Savings Maximiser.
- Deposit any amount into the Savings Maximiser.
Then you get your $125 the following month when the promotion is running. Promotion periods vary. The current promotion runs until 30 November 2025.
Up Bank $15
They offer $15 as soon as you join, nothing else required. Up is fee-free, online only bank that is easy to use and has some cool features.
There is no minimum monthly deposit or spending required, no minimum savings or anything. They do have some cool features such as potentially winning back the cost of your coffee and easy round ups to save quicker.
Ubank: Up to $30
They offer $30 when you sign up with the code S7VL6WF and have completed 5 transactions with your card within the first month.
CoinSpot
Get $10 worth of Bitcoin when you deposit $10. It is volatile but a great way to see how you feel about crypto.
$5 From WeMoney
WeMoney is a budgeting app that can help you improve your financial situation. Get $5 when you sign up here.
$20 from Shopback
Get cash back on your shopping and save thousands with Shopback. Sign up here and get your $20 bonus when you shop within 2 weeks.
All you need to do is join free here, then shop as you would online e.g. book travel, buy groceries etc. Activate Shopback or click through using the app or website for your purchase to be tracked and the cash back given to you.
Clothing Discounts and Offers
Discounted Period Underwear, Swimwear and Accessories with ModiBodi
We switched to reusable period products years ago. It has saved a small fortune plus is much better for the environment.
ModiBodi offers a great discount here.
10% off Activewear with Ryderwear or Emmaco
One of my favourite activewear brands, Ryderwear has amazing sales plus offers 10% off to new customers.
10% off activewear with RyderWear here or the same discount from Emmaco here.
Up to 70% off Lingerie etc.
Both LoveHoney and Wild Secrets have amazing clearance sections with up to 70% off lingerie and adult items.
Food Discounts and Offers
Everyday Extra: 10% off Groceries and Other Perks
I’ve been a member of Everyday Extra for over a year now and each month I get:
10% off every month at Woolworths and Big W
A free perk e.g. sauce, popcorn, chocolate, juice etc. Based on things we buy usually.
Extra discounts (I saved an extra $674 worth last year on things we normally buy)
Extra points (I got 40,000 extra reward points worth $200).
Everyday Extra has an annual fee of $70 so it’s not an instant freebie/discount but you do get 1,500 bonus points with this link.
T2 Advent Calendars
Be quick as the T2 advent calendars are available now.
Up to $200 off HelloFresh
New customers only. Get your discounted HelloFresh boxes here.
HelloFresh has been one of our favourites as it has a wide variety, decent pricing and often offers discounts.
Save EveryPlate (New AND Returning Customers)
Get meals from $2.19 per meal with EveryPlate.
They are Australia’s lowest-priced meal kit and are so easy to use.
Plus their offer is for new and returning customers so you can start using them.
Cancel it and try one of the others with their discount then come back with a discount again.
Free $10 with Uber Eats
Use the code eats-kyliet591ue when you download the app and make an order to get $10 off.
$15 off Celebrity Slim + 15% Discounts and Sales
A meal replacement/weight loss shake. Celebrity Slim offers $15 off when you spend more than $60.
Plus they have 15% off for VIP members and you earn points.
On top of that, check out the bundles on the site which will make it even cheaper.
$200 Cheeseboard Esky and Tumbler Set
Good Pair Days helps you select the right wine for your tastes and needs, has a great selection of discounted wine AND you get a free cheeseboard esky and tumbler set worth $200 at the moment.
Head to Good Pair Days and wait for the pop up!
Up to $200 off YouFoodz
Get up to $200 off your first 5 boxes with YouFoodz. The discount is valid for new customers & past customers who have cancelled their account more than 12 months ago
Up to $100 off Your First 12 Wines and Free Delivery
Try Naked Wines and get up to $100 off plus free delivery.
Home Discounts and Offers
Get 15% off Fantastic Furniture
Save 15% when you spend $750 on 2 or more items here.
Travel Discounts
If travel seems impossible with your budget now, check out these discounts and offers to make it more affordable.
10% off Travel Insurance with Freely
We’ve partnered with Freely to get you 10% off. Use the code Thrifty10 at the checkout to get 10% off your travel insurance.*
Free ride with Uber
Get a free ride with Uber using the code kyliet591ue
Download the app, use the code and get a free ride.
The amount varies depending on the location and duration of the ride. Generally $10 to $25.
$50 off with Uber Carshare
Need a car and don’t want to be driven like a taxi? Check out Uber Carshare for options in your area and get $50 off.
Frequent Flyer
The Qantas Frequent Flyer program helps you accrue points to spend on flights and travel, as does the Velocity Club from Virgin.
Both programs have a variety of ways to earn points from shopping, petrol, flights, hotels and more. Sign up for Qantas here and Velocity here.
Business Discounts
If you have a business or want one, these discounts can help you get started:
Try ManyChat for free
The social media posts with “comment xyz and I’ll send you the link” are all done by ManyChat and it’s automated. Easy to use plus increase your conversions with this system. Get a free trial when you start.
Update Your Skills for Free
Increase your earning potential or gain a new skill to attract clients with Skillshare. Get a 30-Day Free Trial of unlimited classes on Skillshare. Use code AFF30D25.
Hire and Get Work
Use UpWork to get new clients or hire staff. Upwork Business Plus connects you with the top 1% of freelancers in your budget—vetted, verified, and ready to hire in 48 hours.
Quicken – Up to 50% off
Make better financial decisions, reach your financial goals with confidence and make managing your business finances easy with Quicken.
Other
Learn how to combine coupons and discounts to save even more.
Check for free cash, vouchers and offers in your state.
