How to get Over $100 Free in REAL Cash

How to get Actual Cash From These Companies as Sign-Up Bonus

Who doesn’t want free cash? Every little bit helps, especially when it seems life is all over the place, you’ve lost a job or have unexpected bills. Doing all of the below will get you over $100 for free but they are only available for a limited time. You can download the sheet here with all of the bonuses or read below. Feel free to share that PDF with anyone too.

Disclosure – affiliate links are used on this site for products and services I use.

ING – $100 for new Customers

If you don’t already have an ING account, sign up now using the code CNW116 and get a $100 bonus paid straight into your account. Open an Orange Everyday Account, have $1,000 deposited in there within a month and use your new card 5 times. Then open a Savings Maximiser and deposit in there as well to get your bonus.

You have until June 30, 2020, to complete the steps. To learn more, read about my experience and how to get your $100 bonus from ING.

I’ve been using ING for years both in Australia and when I travel overseas. No fees, reimbursement of overseas fees (provided I made 5 transactions the month before), quick customer service and an easy app are all reasons I use them.

Raiz – $5

An investment app, Raiz allows you to invest small amounts. When you sign up and make a deposit, you will get a $5 bonus. Be aware, the stock market is declining due to pandemic but statistically, it bounces back. Also, Raiz charges a monthly fee.

You have the option of joining then cashing out if you want. Personally, I am leaving my shares alone and investing more soon with the market so low. Get professional financial advice before you invest a lot in the stock market though.

Spaceship offers $5 as well and has lower fees. Use the code S80Z510FE8 within 14 days of signing up and invest at least $5 in your chosen portfolio within 90 days of signing up. T&Cs apply. Spaceship Voyager issued by Spaceship Capital Ltd AFSL 501605. General advice only. Consider the PDS on our website before making a decision to invest with Spaceship Voyager.

Swagbucks – $10

An online survey company, Swagbucks has a great off for readers of The Thrifty Issue where you can get $10 for joining and completing a couple of steps. If you choose to use them, you can also make money from surveys, watching videos, doing daily polls, playing Swago and activating their cash back options when shopping. Join Swagbucks for free here.

Read how to make the most of Swagbucks for tips to earn more and more about the bonus.

Up Bank $5

I joined Up the other month to test them and have been pleasantly surprised. The $5 bonus was paid instantly – use the code kylietravers here to get your $5. It only takes a few minutes to download the app and join.

Plus, they don’t have fees, the app is easy to use, the card is my favourite and I have used the card overseas with no issues.

Other Ways To Get Cash

Shopping online means you can get cash back from most purchases. Join any of these cashback sites for free. Download their apps and install the buttons on Chrome (they show you how in the sign-up process). Then, whenever you are shopping online, they’ll pop up to tell you how much you can get back.


Possibly one of my favourites as it also searches for discount codes and applies them for you to save money as well as often having cashback. You accrue points which convert to gift cards. Recently, they added more shops you can use the gift cards with too such as Coles and Woolworths.

Join Honey for free here.

Cash Rewards

I have been using these guys for 3 years now and they’ve been great. I regularly get cashback from different purchases and payments are fast when I cash out. Join Cash Rewards for free here.


This is newer but I have found it interesting to compare all three to see which one will give me the most back. I was sceptical of Shopback but payments have been fast and I have earnt a bit fairly quickly on a few purchases where they were the only option to get cashback through too.

Join Shopback for free here.


Mentioned above with the $10 bonus, Swagbucks also has a cashback program. They don’t often have the highest offer so I don’t use their cashback offer as much as Cash Rewards and Honey.

How to Make Money From Home

Along with getting sign-up bonuses and cashback, there are other ways to make money from home. Check out 51 ways to make money from home, 43 ways for single mums to make money and how I made $33,277 on the side for some ideas.

You might also want to check out online surveys since they can be done from anywhere. My favourites are Swagbucks, PrizeRebel and the best Aussie ones are here. With these ones most people earn $2,000+ a year.

How are you getting extra cash?

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