I grew up in a house where money was openly discussed. My parents taught all of us to budget, had finance books around and various relatives owned businesses. Here are 9 of the rules I live by and feel are important. Disclosure – this post may contain affiliate links to products and services I use. […]
Save Money
Posts with tips to save money
7 tips to Manage Finances when you have Depression or Mental Health Issues
How can you Manage Your Money When you are Depressed? Or Anxious? Or Have Other Needs? It’s all well and good to outline the best practices for managing your money but that can go out the window when you have mental health concerns. Just getting out of bed some days can be hard for people. […]
5 ways to get Free Gift Cards in Australia
How to get Free Gift Cards in Australia Plus how to get Discounted Ones Free gift cards sound great, don’t they? I have gotten free gift cards a variety of ways, including this surprise $100 one. For the most part, you will have to do something to get the gift cards but you aren’t parting […]
6 Ways to Easily Reduce Debt
How to pay off Debt Faster Australians have extremely high debt and while most of our debt is mortgages we still have a lot of debt as loans and credit cards. Debt is debilitating. It means you pay more for things in the long run and prevents you from being able to take up many other […]
4 Personal Finance Tips That Can Make You Rich
It’s easier to give personal finance advice rather than actually listen to it on a daily basis. Unless there’s follow-through over a longer period of time, these tips can’t change the way you think about spending. If you’re used to spending more than you earn, or treating yourself to luxuries, you have to be prepared […]
How a Family can Live for Free!
Is it possible for a family to live for free? I want you to think about how you live, your lifestyle and how it might be possible to do some of what you do for free. I know it is easier for singles and there are various articles about single people living for free, but […]
What to do with Leftover Sausages – 20 Meal Ideas
20 Meals you can make from Leftover Sausage How often do you have one or two sausages leftover after dinner? Usually, they’ll get eaten cold the next day, but did you know you can make a variety of meals with 1 sausage? For more ideas on leftovers, 100 frugal recipes and tips for every area […]
How I Reduced my Expenses by $18,790 Last Year
How to do an Annual Financial Review and how I Saved $18,790 Last Financial Year This financial year was different for many reasons, as I am sure it is for most people. For starters, we were travelling for almost this entire year so some months I had virtually no expenses, other months, such as April, […]
How to Survive on Centrelink
Tips to Help you Survive on Centrelink Surviving on Centrelink can seem impossible but there are things which can help. While it won’t be easy as the payments are low and it won’t be a comfortable lifestyle for most, it can be done. When I left my abusive marriage, I ended up homeless. I’ve relied […]
How we Cleared $90,000 Debt
The following is a post from a reader who wishes to remain anonymous. It’s an incredible debt story I helped them with so I asked if I could share it. I have added some notes in Italics and links that might help. Last year things looked dire for us – $90,000 in debt with debt […]