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No Spend Challenge

No Spend Challenge
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Tips to resist the urge to splurge from 4 months of a no spend challenge

I’m 4 months into my 6 month no spend challenge which hasn’t been easy, (I fell off the wagon last month), the financial benefits have been huge! In the past month, I had surgery, so medical expenses were high again. On the upside, I hit the Medicare threshold so now I get 80% back on medical […]

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6 Month No Spend Challenge – half way and I blew it this month!

Let’s just say I choked this month on the whole ‘no spend challenge‘. I definitely spent money when I didn’t need to throughout September. To read the original post about my 6 months no spend challenge click here, update two is here with 5 tips on dealing with temptation, update 3 covered 10 tips to […]

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6 Month No Spend Challenge Update 3

How long could you do a no spend challenge for? We are 2 months into our 6 month no spend challenge. I have enjoyed it more than I thought I would despite a few obstacles along the way. The next few months will be interesting with Fathers Day, my daughters birthday, 2 trips, a long […]

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Complete list of Australian VIP and discount reward clubs

Most Australians know of FlyBuys, Everyday Rewards, Qantas Frequent Flyers and Velocity, but did you know there are so many more VIP clubs you can get freebies and discounts from? Ask every shop you go to, every cafe, restaurant or anywhere you spend money if they have a loyalty or member program. While many have […]

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5 tips to help deal with temptation – 6 Month No Spend Challenge update 2

What do you do when you can’t stop thinking about something you want to buy? The first month of our 6 month no spend challenge threw a few curveballs, the biggest one to me was the temptation of a dress in my favourite store. It looked fantastic on, the fabric was beautiful and the dress […]

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10 tips to help you stop spending – confessions of a shopaholic

I’ve been a shopaholic. Not always, I prefer the frugal lifestyle, yet different times in my life I shopped non-stop. If I was meeting friends, we met at the shopping centre. Every week I bought new clothes before I had kids then once I had kids I bought stuff for them. This year, prior to […]

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6 month no spend challenge update

We are 10 days into our no spend challenge and so far we’ve done well. It was the start of school holidays when we started which can often see a blow-out in the budget with movies, takeaway and other expenses to keep the kids entertained. Instead, I was super sick and we had no option […]

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No Spend Challenge
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No spend challenge – 6 months spending freeze

Upon reviewing our finances this financial year it was clear we slipped up. There were big changes, huge medical bills and an interstate move plus we developed and attitude of laziness and ‘we deserve it’. As in, we deserve that ice cream because it has been a hard day. We “deserve” take away because we […]

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