How to get Your Budget Sorted If you don’t have one, take the time to create a budget today. It doesn’t need to be long or complex, you need to know what’s happening with your money though. A budget is simply telling your money where it is going instead of having your money come in […]
How can you Reduce the Cost of Health and Beauty? Health and beauty can be two large expenses for any budget. As a whole, billions each year is spent on health and beauty. This includes doctors visits, medication, treatments, specialists, surgery and complementary medicine for health, along with salon visits, skin care, makeup, products and […]
How Many Hours do you Need to Work to pay for That? When we think about how much something costs we typically look at the discount or ticket price. Have you ever worked out how many hours you need to work to pay for something? When you look at it this way, it changes how […]
Mobile phones are considered essential in our lives today. I’m not going to tell you to get rid of it. I do want you to consider how you use it and what you really need. How to Save Money on Your Phone Do you Need to be on a Plan or Would Prepaid Suffice? Often […]
70.19% of Aussies have a credit card, according to a study by Finder.com.au, owing around $32 BILLION! It equates to around $4,200 per card. You can check an Australian credit card debt clock on MoneySmart and see how much debt we are in with our credit cards. According to Canstar, the average Australian is in […]
Do you Know What Your Net Worth is? A great way to see how you are doing financially is to know your net worth. Your net worth is all your assets added up minus liabilities. Assets include things like property you own, investments such as shares or businesses and how much they would all be […]
Did you Know There is lots of Free Money you can get Today? To be clear, this site is aimed at Australians, so the spelling and some words will be different (I know we have people from everywhere doing this challenge), but overall, most of the challenge can be applied to any country. How to […]
Is it possible for a family to live for free? I want you to think about how you live, your lifestyle and how it might be possible to do some of what you do for free. I know it is easier for singles and there are various articles about single people living for free, but […]
For investing, I am talking about three types:Investing in quality items such as shoes, mattresses and similar.Investing in the future financially such as through shares, property or retirement planning.Investing in yourself. Investing in quality items Items you use every day such as the mattress you sleep on and the shoes you wear should be good […]
You can do it all at once, or choose to do it over a few days. Go over all your bills and expenses such as water, electricity, gas, land rates, education, clothing, medical expenses and anything else you need to pay and work out how you can reduce them all. I have tips below. Start […]