70.19% of Aussies have a credit card, according to a study by Finder.com.au, owing around $32 BILLION! It equates to around $4,200 per card. You can check an Australian credit card debt clock on MoneySmart and see how much debt we are in with our credit cards. According to Canstar, the average Australian is in …
Is it possible for a family to live for free? I want you to think about how you live, your lifestyle and how it might be possible to do some of what you do for free. I know it is easier for singles and there are various articles about single people living for free, but …
How to get Your Budget Sorted If you don’t have one, take the time to create a budget today. It doesn’t need to be long or complex, you need to know what’s happening with your money though. A budget is simply telling your money where it is going instead of having your money come in …
Do you Know What Your Net Worth is? A great way to see how you are doing financially is to know your net worth. Your net worth is all your assets added up minus liabilities. Assets include things like property you own, investments such as shares or businesses and how much they would all be …
Did you Know There is lots of Free Money you can get Today? To be clear, this site is aimed at Australians, so the spelling and some words will be different (I know we have people from everywhere doing this challenge), but overall, most of the challenge can be applied to any country. How to …
You can do it all at once, or choose to do it over a few days. Go over all your bills and expenses such as water, electricity, gas, land rates, education, clothing, medical expenses and anything else you need to pay and work out how you can reduce them all. I have tips below. Start …
How can I Reduce the cost of Groceries? This is probably the most common question I get asked. Personally, health is as important as affordability to me for groceries. While I could get my shopping bill down super low if we based it on rice and pasta, it isn’t healthy. That said, previously, on lean …
We all need somewhere to live, but that somewhere is costing us more and more! For some families, it is over half the household income which causes financial stress. I have been a boarder, had boarders, owned my own home, been a landlord, lived in small apartments and large homes, on farms and in the …
Who doesn’t want to make more money? It is important to budget, live within your means and find ways to save. If you can’t find a way to live within your means, you will likely end up spending any extra money you make instead of saving it. However, I know many are living on wages …
How much stuff do you have laying around your house or yard which you don’t need or use? Spend time today decluttering your home, listing things to sell and freeing up your space. I have information on how to list, where to list, what I sell and how I make over $10,000 a month selling …