21 Day Money Challenge
21 Day Money Challenge
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How to plan for retirement #21DayMoneyChallenge
What does retirement look like to you? As a kid, I pictured retirement as old people laying around in sun chairs, with big sun visors on their heads, not really doing much. In high school, I realised there is more to it than that. I started paying into my super with my first job and […]
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21 Day Money Challenge
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Get your budget sorted! #21DayMoneyChallenge
How to get your budget sorted! If you don’t have one, take the time to create a budget today. It doesn’t need to be long or complex, you need to know what’s happening with your money though! A budget is simply telling your money where it is going instead of having your money come in […]
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21 Day Money Challenge
Beauty
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How to make and save money on health and beauty #21DayMoneyChallenge
How can you reduce the cost of health and beauty? Health and beauty can be two large expenses for any budget. As a whole, billions each year is spent on health and beauty. This includes doctors visits, medication, treatments, specialists, surgery and complementary medicine for health, along with salon visits, skin care, makeup, products and […]
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21 Day Money Challenge
How to work out the real cost of items
How many hours do you need to work to pay for that? When we think about how much something costs we typically look at the discount or ticket price. Have you ever worked out how many hours you need to work to pay for something? When you look at it this way, it changes how […]
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21 Day Money Challenge
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How to save money on insurance #21DayMoneyChallenge
When is the last time you compared all your insurances to get the right option for your circumstances and weren’t paying for insurance you didn’t need? I’ve heard from readers where they have been paying double insurance because they didn’t realise one was on auto renew or being direct debited and they didn’t cancel it […]
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21 Day Money Challenge
How to save money with your phone and internet
Mobile phones are considered essential in our lives today. I’m not going to tell you to get rid of it. I do want you to consider how you use it and what you really need. How to save money with your phone Do you need to be on a plan or would prepaid suffice? Often […]
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21 Day Money Challenge
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How to deal with debt #21DayMoneyChallenge
70.19% of Aussies have a credit card, according to a study by Finder.com.au, owing around $32 BILLION! It equates to around $4,200 per card. You can check an Australian credit card debt clock on MoneySmart and see how much debt we are in with our credit cards. According to Canstar, the average Australian is in […]
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21 Day Money Challenge
How to work out your net worth (and why you should!)
Do you know what your net worth is? A great way to see how you are doing financially is to know your net worth. Your net worth is all your assets added up minus liabilities. Assets include things like property you own, investments such as shares or businesses and how much they would all be […]
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21 Day Money Challenge
Free tips
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How to get free and bonus money
Did you know there is lots of free money you can get today? To get a quick jump start with your money in this 21 Day money Challenge, we are focusing on free or bonus money today. To be clear, this site is aimed at Australians, so the spelling and some words will be different […]
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21 Day Money Challenge
Home and Garden
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How to make housing free, cheap or make money from it!
How can you make and save money on housing? Rent or your mortgage takes up over 50% of your budget for many families. While financial experts say it’s best to keep it under 30% or 40%, this can be quite difficult. Getting your mortgage to pay for itself, reducing the cost of rent or living […]
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