How to get Cash Back and Discounts in Australia

Anytime you spend money you want to make sure you are getting the best price, right?

On top of discounts and sale prices, some places or items also have cashback options.

Here are the sites and apps we use regularly for discounts, coupons and cashback on our purchases. They are all free to join. 

Find more frugal tips and recipes plus ways to make money at home in The Ultimate Guide to Make and Save Money at Home.

The Thrifty Issue contains affiliate links for products and services we use. Read the full disclosure. 

Get a $100 Bonus from ING

Here’s what you need to do:

1. Open an everyday account and put the promo code CNW116 in the promo box (you must use the code to get the $100 bonus) and complete all the steps below in the first month.
2. Deposit $1,000 into the account such as your income or Centrelink payments
3. Make 5 settled transactions
4. Open a Savings Maximiser (current interest rate is 5.5%)
5. Make a deposit into the Savings Maximiser

Then you get your $100 the following month when the promotion is running. Promotion periods vary. The current promotion runs until October 31, 2023.

Cashrewards

CashRewards is my favourite and has numerous offers and cashback options.

You join for free, add the extension to your browser and download the app then use it whenever you shop or search the site for specifics you want to see what offers there.

Get a $10 bonus when you sign up then shop through them within 7 days.

Shopback

With offers for numerous stores and a handy popup to let you know where there are discounts, Shopback is popular.

Shop as you would normally and click when it pops up or shop through the site and get your cashback.

They also offer Afterpay making it easier. Join Shopback and get $10 after your first purchase of $20 or more.

This means you get the cash back on the purchase and a $10 bonus.

Kickback

Similar to the others, Kickback is free to join and offers a variety of discounts and cash back on your purchases.

Join Kickback and start saving money.

Honey

Honey is an extension you add to your internet browser which pops up when you can save money.

It will search for discount codes, cashback options and anything else to make your purchase cheaper for you.

Over the years, this has been the best one I have used. Join Honey for free here.

Trailing commissions

Any services you get such as a bank loan, mortgage, health insurance etc charge commissions.

There are services you can use to claim this back from the moment you sign up with them.

If you have a few services this can result in thousands over a year or two.

I have reached out to a few but haven’t heard back and since I haven’t personally used them, I don’t have specific ones to recommend.

Other Discounts

Aside from the above sites searching for coupon codes, you can also join VIP or loyalty clubs to get rewarded (we listed the Australian ones we know of here).

Check out these 10 ways to get discounts or coupons in Australia or sign up for all the birthday freebies at your favourite cafes and stores.

Apps With Discounts

There are so many apps you can use for different things, depending on how you want to save money.

Below are some of my favourites for my most used categories.

Shopping Apps

Frugl compares and makes it easy to find the discounts too. Coles and Woolworths have their own apps so you can track your spending, work out your groceries, order and streamline your groceries.

FuelMap shows you petrol prices anywhere so you can get the lowest price. The 7/11 app allows you to lock in low prices if you see them too.

How do you get cashback?

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Get a $100 Bonus from ING

Here’s what you need to do:

1. Open an everyday account and put the promo code CNW116 in the promo box (you must use the code to get the $100 bonus) and complete all the steps below in the first month.
2. Deposit $1,000 into the account such as your income or Centrelink payments
3. Make 5 settled transactions
4. Open a Savings Maximiser (current interest rate is 5.5%)
5. Make a deposit into the Savings Maximiser

Then you get your $100 the following month when the promotion is running. Promotion periods vary. The current promotion runs until October 31, 2023.