How to get Your Emergency Fund Fast
$2,000 is typically how much people recommend you have for an emergency fund. This is your basic one, not a full one. The idea is it will help you out of a jam so you don’t put whatever emergency it is on your credit card or end up in a financial mess.
Once you have that, you need to clear debt then build a bigger emergency fund. Personally, I am more comfortable with $10,000+ in my proper emergency fund.
This is because whenever I have had a major emergency e.g needing to repatriate from the Solomon Islands to Australia, it cost around $10,000.
But you have to start somewhere. Here is how you can quickly get $2,000 to put in your emergency fund.

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1. Sell Things – $2,000+
Whether it is items you have laying around your home, selling things for a commission or fee for others or buying things to resell, you can easily make $2,000 quickly. When I was consistently buying things to resell, I made over $10,000 in a month.
The best sellers for me were rockabilly clothing, camera and camping gear, books and brand name items. I listed mostly on Facebook Marketplace or in niche groups as it was free and quick.
Read how to make over $10,000 a month buying things to resell for more on how I do it.
2. Medical Trial – $2,000+
They aren’t for everyone but numerous medical trials pay over $2,000 and are fairly easy to do. Some do not even require you to take any medication. I did one for a condition I had and was paid $4,050 to do it.
In Australia, it is fairly well regulated. The centres doing the medical trials are positioned next to and working with a hospital. It is trained doctors and nurses doing most of it along with medical students.
Read how to get paid to do medical/clinical trials for my experience and tips.
3. Offer A Service
Different services have different hourly rates so how much you make will vary depending on what you do and how many hours you can dedicate to it.
For example, with freelance writing, I make $200 to $1,000 an article usually. So depending on the article, I might need to write 10 or I might be lucky to do only 2 to get the $2,000.
Check out how to become a freelance writer here.
Other options including being a virtual assistant, transcribing, editing, voiceover work, cleaning, ironing, yard work etc. The list goes on and on.
4. Do a Financial Review
A fill review of all your expenses, everywhere you are spending money and comparing services can save you thousands. For example, compare all your insurances instead of simply renewing them. This alone saves most readers a few hundred dollars.
Are you getting the best rate on electricity, water, gas, phone, internet etc? Check everything and place all the savings into your savings account. I am currently with Red Energy for electricity. They offer a $25 bonus when you join too.
With one of my financial reviews, I saved almost $5,000!
5. Rent Out A Room
Airbnb or having a boarder can see you get $2,000 relatively quickly. I’ve rented out rooms to a boarder for $200 to $250 a week. So in 8 to 10 weeks would have the $2,000.
With Airbnb, I made $1,300 in 5 days over Christmas. Another time, off peak, I made $600 for the week. Friends have made $2,000+ in a week. It depends on where you property is located, what you include and the demand for the area.
Read how to make money with Airbnb for tips.
What would you do to get $2,000 quickly?
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