How to Make Money in 2022
The past 2 years have changed everything! What a rollercoaster. You might be feeling drained and as if there is no way you can make money in 2022. We are fortunate that with such a shift in work, there are loads of ways to make money on the side.
Be sure to check legalities in your area. With the world how it is, those can change in a second!
I have tried all of the below and only recommend things I have done. you can find these 22 below, but also how I made $33,277 on the side in 12 months or check out 99 Side Hustles for Aussies (which can mostly be done by any nationality, not just Aussies).
This post may contain affiliate links to the products and services I personally use. Check out the full disclosure here if you want.
Even if you only have $5 to start, you can invest and grow your money. The sooner you start investing, the better it is and the harder your money will work for you. Now, it is easier than ever to invest small amounts so you can grow your wealth without needing thousands to invest.
Spaceship is a micro-investing platform where you can invest small amounts such as $5 here and $10 there. Set up automatic investments to grow your wealth without thing. Plus get a $5 bonus when you join for free with the code S8WUVSF0OA here and invest within 14 days. Be sure to read the T&C’s to determine if it is right for you.
Raiz is another micro-investing website, similar to Spaceship which also offers a $5 bonus for joining.
Coinspot offers $10 free BitCoin when you join for free and invest. Crypto has been an interesting one for me in the past year. Getting a $10 bonus when you invest $10 yourself is a great way to play around with it and see how you feel.
2. Bank Bonuses
So many banks offer sign up bonuses now from $5 instantly or larger amounts such as $50 to $300 but you have to do a bunch of things for the larger ones. ING has $50 to $100 for new accounts every year and I’ll add it here when they are running that promotion. The code for ING is CNW116 when it runs that promotion.
I am NOT talking about signing up for credit cards (although you can if you want). Bank accounts aren’t going to impact your credit score or ability to get a loan/mortgage like applying for multiple credit cards will.
Get $20 from 86 400! I’ve used 86 400 for a year now and they’ve been great. It’s fee-free banking and online only. Use the code S7VL6WF when you join free here to get your $20 after you use your card 3 times.
Get $5 from Up bank which I have been using for a while now. Get your $5 for joining in minutes.
I’ll share other bank bonuses here when I come across them or when they are running.
3. Online Surveys
Time wasted sitting and waiting for something e.g. the doctors or school pick up can now make you money. My favourite online survey sites are:
Octopus Group is Australia’s highest paying online survey site. You can join Octopus Group for free here and get started right away.
PrizeRebel is easy to use and pays in USD.
Swagbucks has online surveys, cash back. bonus points, games and other ways to make money. Plus you can get cash from PayPal or opt for a gift card.
PureProfile pays you 10c if you get screened out which is nice. They limit how much you can cash out but are one of the most popular ones with readers.
Check out all the online survey sites for Aussies which we have tested.
4. Buy Things to Resell
I used to do this heaps and at one point was making over $10,000 a month from it. I did best with rockabilly clothing, travel and camping gear, photography items and a couple of cars.
Find tips on how to do it here or I have a full eBook including everything here.
My favourite side gig which turned into full time income for me. I’ve been blogging for years, have bought and sold sites as well as founded others. The Thrifty Issue has been by far my favourite.
To make money from blogging you need good content, an engaged community then use methods such as ads, sponsored posts, affiliate links and your own products.
Check out this post on how to set up a blog and make money blogging.
6. Market Research
Generally paying $100 it’s not a bad gig. It’s not consistent but I get offers most weeks for a market research gig and the ones I have done were great. Read how to make $100hr with market research for tips on how to do it and what is involved.
7. Freelance Writing
Another one of my favourites, I have done writing on the side for years. Initially, I started with financial writing but the last few years did more travel writing which provided some amazing opportunities all over the world.
Freelance writing isn’t for everyone and now is more competitive but there is still money to be made. Read how to make money as a freelance writer for more info.
Another option with writing is to create your own eBooks and sell them on Amazon or your own website. I have both and it means multiple incomes.
8. Virtual Assistant
Most things can be done online so if you have any experience with admin, marketing or similar, this is a good one. You can make $20 to $50hr easily in Australia, it is more competitive elsewhere.
How to become a virtual assistant covers the set up and what is involved.
9. Rent out a Room or Your Space
This is one you will definitely need to check the laws in your area. I’ve made thousands with Airbnb at different times, $50 a week renting out my garage in different cities and even rented other space in my home.
10. Rent Out Your Car
It can be a bit hit and miss because people do not care about your car as much as you do. So if you rent it out, you could end up with more dings and scratches. Some people find it worth it, others have not. The customer service is lacking a little and insurance policies have changed so it is not as great as it was.
I experimented with this at the end of last year and was surprised at the options and how much I made. From delivering flyers to updating a business page on Tripadvisor, I tried everything. Some were worth it, others were not.
Read how to make money with Airtasker to see what I did, how much I made and my tips.
12. Cash Back Sites
While not technically making money, you do get a sign up bonus once you make your first purchase. Plus getting cash back on your shopping is great. I get at least a few hundred each year, depending on what I am buying. One year, when setting up a new home and selection new items instead of second hand I got over $1,000 in cash back!
Cash Rewards is my favourite, followed by Shopback then Honey. Honey also scans for discount codes for you. Sign up to all 3, add them to your Chrome bar and download the apps then do your shopping with them.
They will let you know how much you can get back so you can choose which one to use which time. Sometimes they have the same amounts, other times one will have more than the others.
13. Flip Websites
I was more active with this a few years ago. Flipping websites is where I would buy a website for a few hundred, improve it then resell it for thousands. It took a little work and sometimes it was a pain with the handover but the income was great.
As soon as I write about how I do this specifically, I’ll add it here. In the meantime, check out how to make money blogging for tips to do this.
Ubereats or even your local restaurant, couriers, Australia Post has taken on more delivery drivers or if you have a bike, deliver flyers. With a car, postie bike or even a pushbike you can make some decent money.
15. Cars e.g. Uber, Shebah, Lyft etc
With a fairly new car, you can make money driving others around. It will cause wear and tear on your car plus there are the expenses of insurance, petrol etc. But most people I talk to enjoy doing it as a side gig. If you live in a main city you can make a lot of money too.
The pay isn’t huge once you account for the expenses but it’s generally regular as you choose your own hours.
16. Medical Trials
I made $4,050 with one medical trial and have been featured in the news for this. There are a variety of trials and not all involve medication. You don’t need to have the condition to be involved in the trial either.
17. Voiceover Work
Get paid to read things, do intros for podcasts or other shows, ads and so much more. A few of my friends from different countries make thousands each year with this. And as different places want different accents, genders etc. There is work for so many people.
18. Pet Sitting/Walking
This can be a great way to enjoy a pet without the cost of owning one. Some people pay to have you house and pet sit, which means free accommodation too. Others will let you housesit at yours for payment.
As for dog walking, I see a huge need for this in various areas as people lead such busy lives now.
One of the most commonly requested gigs that I see in Facebook groups is people looking for someone to do their ironing. Personally, I hate ironing and have paid others to do it. If you choose to do ironing be really clear on your prices e.g. per item or per FLAT basket. Otherwise, people will try to stuff as much as they can into a basket.
You can also offer to pick up or drop off for an extra fee.
Especially in touristy areas, cleaning can be amazing. There is a lot of work and even Airbnb specific gigs you can pick up now where you clean between guests.
Look on Facebook, Airtasker and Gumtree for gigs to get you started. Be sure not to underquote though!
The more time-poor people are, the more they outsource. Gardening is one more and more people are paying others to do. You can set up your own business or work for others. Check Facebook groups, Gumtree and similar for people needing work and advertise your services there.
Some will want regular lawn mowing, others require more work. Be sure to quote accurately after checking the prices in your are. Underquoting will leave you exhausted with no money to show for it.
22. Second Job/Ask for a Raise
Hospitality, delivery driving, nightfill etc. There are numerous jobs with different hours depending on your experience, interest and availability. Many of these jobs are picked up by uni students, semi-retired people or mothers now and are in high demand as so many have been laid off.
But in terms of regular payment, a second job is more definite than random gigs as you know how much you are making each week usually and it can include superannuation and other benefits.
Alternatively, if you are in a job where you can ask for a raise, do it. Show why you are valuable and worth it. At the same time, check to see the rates in your area for your qualifications and experience. More often than not, it is easier and more beneficial to change jobs than it is to get a raise.
What are you doing to make money in 2022?
*This post was 21 ways to make money in 2021 but was updated for 2022.