Skip to Content

10 Quick Ways to Save Money

How to Save Money Quickly

Instant savings boosts are a great motivator to keep living thrifty.

On a day-to-day basis, it is the little things that really add up, but there are things you can do to get an immediate boost and reduce your expenses.

1. Opt out of school fundraising

You don’t have to opt-out completely, but pick and choose.

I used to take part in every fundraiser the school had. I was one of the few parents who paid the voluntary contribution as well I was told.

One year when expenses were really high, I am opted out unless it fit my criteria:

– It happened during school hours such as a uniform free day. I want my children to be involved in fun things with their peers.

– It iwas something we will use. For example, they do a hot cross bun drive every year. I am gluten intolerant. I’m not going to buy something I can’t eat.

– It was within my budget. I have set an annual limit for school fundraisers now and am more selective.

I know the money is for the school, but at the same time, I am trying to teach my children to be financially savvy.

Buying things you don’t want is a waste of money.

Some friends of mine found it cheaper to send their kids to private school rather than pay for everything individually and do the fundraising.

2. Compare Insurance

You can do it online, anytime and switch instantly.

The differences can be huge and while you will need to outlay money to pay for the new insurance, saving a few hundred a year is worth it.

Never pay your renewal either. Insurance companies rely on people simply paying the renewal but if you get a fresh quote, it’s always cheaper.

Most people I know save a few hundred this way.

Be sure you are comparing accurately though.

Market value vs an agreed value can vastly alter your insurance premium.

Market rate means the insurance company will only pay what they deem the car to be worth if anything happens.

With agreed value, you get what you agree the value of the car was when you insured it.

3. Compare Phone and Internet Providers

Like insurance, this can be done quickly online.

Depending on your contract it may or may not benefit you to switch.

Even if you can’t switch you may be able to negotiate a better deal with your current provider.

Check speeds, what is included in the contracts, cancellation fees etc.

There are a variety of options so do your research and get the right one for your situation.

If you can’t switch because of your contract, call and see if they can do anything better for you.

4. Negotiate With Your Bank

Ask for a lower interest on any debt you have such as a credit card, personal loan or mortgage.

A mortgage is not a quick process to change, but sometimes all it takes is a phone call to have your interest on your mortgage or credit card reduced.

At this point in time, refinancing a mortgage is harder due to increasing interest rates and the cost of living.

Speak with a broker or do some checks before applying.

With credit cards, have a look at interest free offers and how they might benefit you.

You can save thousands over the years of your loans by getting a better interest rate.

Be sure to compare everything else though such as redraw options, other fees and charges.

5. Do A Pantry Cleanout

Go through the pantry, plan some meals and eat up what you have instead of shopping for anything else. Get creative and make your food stretch.

There are numerous ways to use up leftovers and what you have. E.g. 29 recipes for leftover chicken, 20 recipes for a leftover sausage and 25 recipes for leftover ham.


Get your first box free with HelloFresh!

Get up to $180 off EveryPlate, split across your first 5 boxes with the code THRIFTYEPLATE.

Get up to $144 off Dinnerly (49% off your first order, then 30% off the next two.) Marley Spoon offers up to $190 off 4 orders! That’s 53% off your first order, and 20% off your next three.

10 quick ways to save money

6. Walk More

It might take you a little longer to get around, but it’s something you can start doing today and it reduces petrol as well as wear and tear on your car.

Walking is better for the environment and better for your health.

Learning to walk or ride a bike to more locations helps you get fit and discover your area.

While it might not be doable all the time due to kids or time constraints, it can be worth it when it is feasible.

7. Check Clothing for Wear and Tear

Check your clothing for stains, minor rips, or buttons that need replacing, then schedule a time to do repairs.

This can save you money if you take care of your clothing and make minor repairs as needed instead of constantly replacing them when the small rips become big ones.

Anything you don’t want to fix, think about how you might be able to change it. E.g my daughters ripped their leggings so we cut them to make them shorts and they loved them.

Old men’s shirts can become girls dresses or used for art smocks.

8. Make A Gift

Work out who you are buying for or what presents you can make ahead of time such as scented or infused oils, bath bombs, jams or if you have a bit more time make a fort/cubby house kit or a superhero cap.

Check out frugal gift ideas here.

9. Automate Savings

Set up a direct debit every time you get paid to automate your savings. Have it go into a high-interest saving account you don’t touch.

It only takes minutes to set up but the long-term effect can be significant. Use a different bank so you don’t think about it and it can grow without you noticing.

10. Book In Free Fun

Do a quick search online to see what fun, free activities are on in your area.

We go to firework displays, festivals, hikes, live bands, beach fun, dance classes, tried crafts and saw animals all for free.

What are some quick ways you can save money?

For more ways to make and save money follow us on social media:

The Thrifty Issue Facebook Page
The Thrifty Issue Facebook Group
The Thrifty Issue Instagram

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Rocky Travel Blog

Saturday 12th of November 2016

These are great tips for saving money, especially in an expensive country like Australia!

The Thrifty Issue

Saturday 12th of November 2016

Glad you like them, Australia is incredibly expensive. Thanks, Rocky Travel Blog!


Monday 7th of November 2016

No. 1 is tough. My little guy's in private school (for now) and we still get hit with fundraisers! I don't mind participating now and then, but every month is a bit much for me. It will be interesting to see how often they happen when he goes to public school next year.

The Thrifty Issue

Wednesday 9th of November 2016

The fundraisers can be intense! It's like every other week at the moment. My two are at public school and I feel like I am being hit up for cash all the time.

This site uses Akismet to reduce spam. Learn how your comment data is processed.